FameEX Morning Crypto News Recap | December 12, 2025

U.S. Congress Presses SEC to Approve Cryptocurrency Inclusion in 401(k) Plans

U.S. Congress, led by House Financial Services Committee members, is pressing the SEC to approve adding Bitcoin and cryptocurrencies to 401(k) plans. In a December 11 letter, lawmakers urged the SEC chairman to update rules and recognize digital assets as legitimate alternative investments.

U.S. SEC Chairman Declares Full Transition of Financial Markets to On-Chain Systems

On December 12, new SEC Chairman Paul Atkins announced that U.S. financial markets are transitioning to on-chain systems. The agency will prioritize innovation and new technology while safeguarding investors, delivering greater transparency, predictability, and efficiency through blockchain-based infrastructure.

Federal Reserve Unveils Aggressive $40B Per Month Short-Term Treasury Buying Program

The Federal Reserve stunned markets by announcing $40 billion in monthly purchases of short-term U.S. Treasury bonds, far exceeding expectations. The aggressive move has forced Wall Street banks to sharply raise 2026 debt issuance forecasts while driving borrowing costs significantly lower.

Texas Data Centers Eclipse Bitcoin Mining Power Demand

10x Research posted on X that declining Bitcoin dominance historically signals altcoins taking the lead. Despite trading volume below cycle peaks, stablecoin inflows are restoring risk appetite. Spot-driven token rebounds indicate a healthier market rotation.

Crypto Unrealized Losses Hit Massive $350 Billion

Glassnode reports $350 billion in unrealized crypto losses, including $85 billion for Bitcoin alone. On-chain data reveals shrinking liquidity signals weakening holder conviction, warning of heightened market volatility in the coming weeks.

Australian Regulator Simplifies Distribution Rules for Stablecoins and Tokenized Assets

Australia’s ASIC has introduced a “class exemption” that simplifies secondary distribution of stablecoins and tokenized assets and stablecoins. Intermediaries no longer need costly individual licenses and can rely on comprehensive accounts for record-keeping, boosting innovation and reducing barriers in the digital assets sector.

Disclaimer: The information provided in this section is for informational purposes only, doesn't represent any investment advice or FameEX's official view.